Money

Jambo Mwanafunzi! Let's Learn About Pesa!

Hello there, future mathematician! Have you ever gone to the duka (shop) to buy a smokie, a mandazi, or a cold soda? What did you use to pay the shopkeeper? That's right, money! In Kenya, we call our money Shillings. Today, we are going to become experts on Kenyan money, also known as 'Pesa'. It's going to be so much fun!

Image Suggestion: A bright and cheerful cartoon illustration of a young Kenyan student with a big smile, holding up a 10 shilling coin. In the background, there's a colourful local duka with items like bread, milk, and sweets visible.

Kutana na Pesa Yetu: Meet Our Kenyan Money

Our money comes in two forms: cool, shiny coins (sarafu) and colourful paper notes (noti). Let's meet them!

1. Sarafu (Coins)

Coins are the metal money we use for smaller amounts. They jingle in our pockets! In Kenya, our main coins are:

• 1 Shilling Coin: Often called 'bob'.
• 5 Shilling Coin: A little bigger and very useful.
• 10 Shilling Coin: Has two different metals, silver in the middle and gold on the outside.
• 20 Shilling Coin: Just like the 10 shilling coin, but bigger!

    ,-----.
   /       \
  |  KENYA  |  <--- This is our shiny 20 Shilling coin!
  |   20    |
   \       /
    `-----'

2. Noti (Notes)

Notes are our paper money, used for bigger amounts. The best part? Each one has a picture of a beautiful Kenyan animal on it!

• 50 Shillings: Green, with a picture of a graceful Giraffe.
• 100 Shillings: Purple, with a strong Buffalo.
• 200 Shillings: Blue, featuring the powerful Rhino.
• 500 Shillings: Brown, with the king of the jungle, the Lion.
• 1000 Shillings: Also brown, showing the magnificent Elephant.

Image Suggestion: A vibrant, flat-style illustration showing the five main Kenyan bank notes (50, 100, 200, 500, 1000) fanned out. From behind each note, the head of its respective animal (Giraffe, Buffalo, Rhino, Lion, Elephant) peeks out with a friendly expression.

Tuhesabu Pesa! Let's Count Our Money!

Now for the fun part - the math! Adding money is just like adding regular numbers. Let's try.

Story Time:

Amina checked her pocket. She found one 10 shilling coin and one 5 shilling coin. How much money does Amina have altogether?

To find the total, we simply add the two amounts together.

  Step-by-Step Calculation:

    10 Shillings
  +  5 Shillings
  -------------
    15 Shillings
  -------------

Wow! Amina has 15 Shillings. That's enough to buy a delicious mandazi!

Tunaenda Sokoni: Let's Go Shopping!

Going shopping is the best way to practice using money. Imagine we are at a duka with this price list:

• Peremende (Sweet): 5 Shillings
• Penseli (Pencil): 15 Shillings
• Kitabu (Exercise Book): 40 Shillings

Shopping Scenario:

David wants to buy a Penseli. He gives the shopkeeper a green 50 shilling note. Will he get any money back? Yes! The money he gets back is called change.

Let's calculate David's change. We do this by subtracting the cost of the item from the money he gave.

  Calculating Change:

  Money David Gave:    50 Shillings
  Cost of the Pencil: - 15 Shillings
  ---------------------------------
  Change:              35 Shillings
  ---------------------------------

The shopkeeper will give David 35 Shillings back. That was great math!

Kibubu: The Magic of Saving

Sometimes, we want to buy something big, like a new ball or a storybook. To do this, we need to save our money. We don't spend it right away. A great place to keep your savings is a piggy bank, or as we call it in Swahili, a kibubu.

Every time you get some money, you can put a little bit into your kibubu. Slowly, it will add up until you have enough for what you want. Saving teaches us to be patient and plan for the future.

       _____
      /     \
     | O   O |
    /|       |\
   / |  ___  | \   <--- This is your Kibubu,
  |  |_______|  |      ready for your savings!
  |_____________|
     ||     ||
     ||     ||

Great Work, Money Superstar!

You have done an amazing job today! You have learned:

• How to identify Kenyan coins and notes.
• How to add money together.
• How to calculate change when you buy something.
• The importance of saving in a kibubu.

Keep practicing! Ask your parents or guardians to show you real money and try counting it. The more you practice, the better you will become. You are a true mathematical activities champion!

Habari Mwanafunzi! Let's Talk About Pesa!

Have you ever gone to the duka (shop) with your parent? You see them pick up some bread, milk, or maybe some sweets. At the counter, they give the shopkeeper something special to pay for the items. What is that special thing? That's right, it's MONEY! In Kenya, we call it Pesa.

Today, we are going on an exciting adventure to become money experts! We will learn all about our Kenyan money and how to use it. Are you ready? Let's begin!

What is Money?

Money is what we use to buy things we need (like food and school books) and things we want (like toys and ice cream). In Kenya, our money is called the Kenyan Shilling. We write it as KSh.

Image Suggestion: A colourful and friendly cartoon illustration of a Kenyan marketplace (soko) scene. In the foreground, a child is curiously looking at a stall selling fruits and vegetables. A parent is handing some Kenyan shilling notes to the smiling vendor. The style should be bright, cheerful, and simple for a young audience.

Meeting Our Kenyan Money

Our money comes in two forms: shiny coins and colourful notes!

1. Coins (Sarafu)

Coins are the small, round metal pieces of money. They are great for buying small things like a sweet (peremende) or a single mandazi.

• One Shilling Coin (Bob) - KSh 1
• Five Shilling Coin - KSh 5
• Ten Shilling Coin - KSh 10
• Twenty Shilling Coin - KSh 20

   +==============+
  /                \
 /      GIRAFFE     \
|   _    .--.    _   |
|  / \  | oo |  / \  |
|  | |  |    |  | |  |
|  \_/  `----'  \_/  |
|                    |
 \       KSh 1      /
  \                /
   +==============+
   (A One Shilling Coin!)

2. Notes (Noti)

Notes are the paper money, and they usually have a bigger value than coins. They can buy more things!

• Fifty Shilling Note - KSh 50
• One Hundred Shilling Note - KSh 100
• Two Hundred Shilling Note - KSh 200
• Five Hundred Shilling Note - KSh 500
• One Thousand Shilling Note - KSh 1000

Image Suggestion: A clear, high-quality photo of the current series of Kenyan shilling notes (50, 100, 200, 500, 1000) laid out neatly in a fan shape on a clean, wooden surface. The notes should be crisp and the details visible.

Let's Do Some Shopping Math!

This is where the fun begins! Using money is all about simple math. Let's try.

Adding Money

Imagine you have a 10-shilling coin in one pocket and a 5-shilling coin in your other pocket. How much money do you have altogether?

We just need to add them!

    10 Shillings
+    5 Shillings
-----------------
=   15 Shillings

Nzuri sana! You have KSh 15. You can buy a delicious chapati!

Finding Change

Sometimes, you don't have the exact amount of money. You might pay with a bigger note and get some money back. The money you get back is called change.

A Story from the Duka:

Amina wants to buy a new pencil for school. The pencil costs KSh 20. Amina checks her pocket and finds a 50-shilling note. She gives it to the shopkeeper. Will she get any money back?

Yes! The shopkeeper will take the KSh 20 for the pencil and give her back the change. Let's calculate it!

To find the change, we subtract the cost of the item from the money you gave.

  Money Amina gave:    KSh 50
  Cost of the pencil: - KSh 20
  -----------------------------
  Change Amina gets:   KSh 30

The shopkeeper will give Amina back KSh 30. That's her change!

Needs vs. Wants

It's very important to know the difference between what we need and what we want.

• A need is something you MUST have to live, like food, water, a place to live, and your school uniform.
• A want is something that is nice to have but you can live without it, like a new toy, sweets, or a video game.

Smart people always use their money for their needs first!

Hongera! You are a Money Master!

Wow! You have learned so much today. You can now identify our Kenyan coins and notes, add money together, and even calculate change. That is fantastic!

Keep practicing. The next time you go shopping, look closely at the money being used. You are on your way to becoming a real money expert! Keep up the great work!

Habari ya Pesa! Welcome to the World of Money!

Hello, brilliant student! Have you ever gone to the school canteen or the local duka to buy a smokie, a mandazi, or a new pencil? What did you use to pay for it? That's right, money! Today, we are going to become experts on Kenyan money. It's going to be a fun adventure!

Part 1: Meet Our Kenyan Money (Shilingi na Senti)

In Kenya, our money is called the Kenyan Shilling. We write it as Ksh. Money comes in two forms: cool, shiny coins and colourful paper notes!

Coins (Sarafu)

Coins are the metal money we use, often for buying small things. They make a fun jingle sound in your pocket! Let's look at them:

• 1 Shilling Coin: This is our smallest shilling coin. It has a picture of a beautiful Giraffe on it!
• 5 Shillings Coin: This one has a strong Rhinoceros.
• 10 Shillings Coin: Can you hear the roar? This coin has a mighty Lion.
• 20 Shillings Coin: The largest coin features the giant Elephant.

    ,-----.
  ,'       `.
 /           \
|    KSH      |
|     20      |
 \           /
  `.       ,'
    `-----'
(An ASCII art of a 20 Shilling Coin)

Image Suggestion: A vibrant, colourful, and clear picture showing the four main Kenyan coins (1, 5, 10, and 20 shillings). The coins are laid out on a wooden table, and the animals (giraffe, rhino, lion, elephant) on them are clearly visible. The style should be child-friendly and educational.

Notes (Noti)

Notes are the paper money we use for bigger amounts. Our new Kenyan notes are so colourful and show the beauty of our country!

• 50 Shillings Note: Green in colour, showing green energy.
• 100 Shillings Note: Purple, showing our agriculture.
• 200 Shillings Note: Blue, showing our social services.
• 500 Shillings Note: Brown, showing our amazing tourism and wildlife.
• 1000 Shillings Note: The biggest note, also brown, showing our good leadership.

Image Suggestion: A cartoon-style illustration of a friendly Kenyan shopkeeper (mwenye duka) smiling and holding out a fan of the new generation Kenyan bank notes (50, 100, 200, 500, 1000). The background is a simple, colourful duka with shelves of bread and milk.

Part 2: Let's Count Our Money! (Adding Pesa)

Adding money is just like adding regular numbers, but we remember to say "shillings" at the end. Let's try!

Story Time!

Amina checked her pocket. She found one 10-shilling coin, one 5-shilling coin, and two 1-shilling coins. How much money does Amina have in total?

Let's help Amina count her money step-by-step:

Step 1: Lay out the coins.
   10 Shillings
    5 Shillings
    1 Shilling
+   1 Shilling
-----------

Step 2: Add them up.
   10 + 5 + 1 + 1 = 17

Step 3: Write the answer with the name.
   Amina has 17 Shillings (Ksh 17).

Part 3: A Trip to the Duka! (Buying and Getting Change)

When you buy something, you give the shopkeeper money. If you give more money than the item costs, you get some money back. That money you get back is called change (or chenji in Kiswahili)!

Let's go Shopping!

Kamau goes to the school canteen with a 50-shilling note. He wants to buy a pencil and an eraser.

Price List:

• Pencil - Ksh 10
• Eraser - Ksh 5
• Samosa - Ksh 20
• Juice Box - Ksh 30

First, how much will Kamau spend?

We need to add the cost of the pencil and the eraser.

  Cost of Pencil:    10 Shillings
+ Cost of Eraser:     5 Shillings
----------------------------------
  Total Cost:        15 Shillings

Kamau will spend Ksh 15.

Now, how much change will he get?

To find the change, we subtract the total cost from the money Kamau gave the shopkeeper.

Formula: Money Given - Total Cost = Change

  Money Kamau Gave:    50 Shillings
- Total Cost:          15 Shillings
----------------------------------
  Change:              35 Shillings

Wow! The shopkeeper will give Kamau Ksh 35 back as change. He can save it for another day!

Part 4: Your Needs and Your Wants

Money helps us buy things, but it's important to know the difference between what we need and what we want.

• Needs (Vitu vya Maana): These are things we must have to live, like food, water, a place to live, and our school uniform.
• Wants (Vitu Tunavyotamani): These are extra things that are nice to have but we can live without, like a new toy, sweets, or fancy shoes.

Being smart with money means making sure you can pay for your needs first! This is a very important lesson for life.

Conclusion: You are a Money Master!

Congratulations! You have learned so much today. You can now:

• Recognise Kenyan coins and notes.
• Count and add money together.
• Understand how to buy things and get the correct change.

Remember, money is a tool. Learning how to use it wisely is a superpower! Keep practising by helping your parents count coins at home or by checking the prices at the duka. You are doing great!