Money

Jifunze Kuhusu Pesa! Hello, Future Money Master!

Habari! Have you ever gone to the duka with your parent to buy milk or bread? Have you ever been given a shiny coin to buy a sweet? The coins and colourful papers you use are called money! In Kenya, our money is called the Shilling. Today, we are going on an exciting adventure to learn all about it!

Kutana na Pesa Zetu za Kenya! (Meet Our Kenyan Money!)

Our money comes in two forms: shiny coins and colourful notes. Let's meet them!

1. Our Shiny Coins (Sarafu)

Coins are made of metal and are usually round. They are great for buying small things like sweets (peremende) or a single mandazi.

• Shilingi Moja (1 Bob): The smallest coin.
• Shilingi Tano (5 Bob): Has a picture of a giraffe.
• Shilingi Kumi (10 Bob): Has a picture of a lion.
• Shilingi Ishirini (20 Bob): The biggest coin, with a picture of an elephant.

   _ _ _         _ _ _ _ _
  /     \       /         \
 |  KSh  |     |   KSh     |
 |   1   |     |    10     |
  \ _ _ /       \ _ _ _ _ /
 (1 Bob)        (10 Bob)

Image Suggestion: A vibrant, close-up photo of the four main Kenyan coins (1, 5, 10, 20 shillings) arranged neatly on a colourful Maasai shuka. The coins should be shiny and clear, showing the animal engravings. The style should be bright and educational.

2. Our Colourful Notes (Noti)

Notes are made of special paper and have bigger values. We use them to buy more expensive things like storybooks, school shoes, or even the family's weekly groceries!

• Shilingi Hamsini (KSh 50): Green, showing green energy.
• Shilingi Mia Moja (KSh 100): Purple, showing agriculture.
• Shilingi Mia Mbili (KSh 200): Blue, showing social services.
• Shilingi Mia Tano (KSh 500): Brown, showing tourism.
• Shilingi Elfu Moja (KSh 1,000): The biggest note, also brown, showing governance.

Image Suggestion: A fan arrangement of the new generation Kenyan banknotes (50, 100, 200, 500, 1000 shillings) against a clean, white background. The image should highlight the vibrant colours and the iconic building (KICC) on the front of each note.

Twende Dukani! Let's Go Shopping!

The best way to learn about money is to use it! Let's imagine we are going to Mama Wanjiku's shop.

Amina goes to the duka. She wants to buy a yummy mandazi for KSh 10 and a small packet of juice for KSh 30. How much money does she need to give Mama Wanjiku?

To find the total cost, we need to add the prices of the items together. This is called finding the total.

Step 1: Write down the price of the mandazi.
   10

Step 2: Write down the price of the juice below it.
+  30
------

Step 3: Add the numbers together.
   10
+  30
------
   40
------

Amina needs KSh 40 in total.

She can pay with two 20-shilling coins, or four 10-shilling coins! So many ways!

Chenji ni Nini? Understanding Change

Sometimes, you might not have the exact amount of money. For example, you want to buy something for KSh 40, but you only have a KSh 50 note. What happens?

You give the shopkeeper the KSh 50 note, and they give you back some money. That money you get back is called change. To find the change, we use subtraction!

Benson wants to buy a new exercise book that costs KSh 40. He gives the shopkeeper a green KSh 50 note. How much change should Benson get back?

This is the math:
Money You Have - Cost of Item = Change

Step-by-step calculation:

   50  (The money Benson gave)
-  40  (The cost of the book)
------
   10
------

Benson will get KSh 10 back as his change.

Here is how it looks in the shop:

YOU                                SHOPKEEPER
+----------------+               +-----------------+
| Gives KSh 50   |  ----------> | Takes KSh 50    |
|                |               |                 |
| Gets KSh 10    |  <---------- | Gives KSh 10    |
| and the book!  |               |    (Change)     |
+----------------+               +-----------------+

Activity Time: Fungua Duka Lako! (Open Your Own Shop!)

Let's practice! Ask a grown-up to help you with this fun game.

1. Find a few items in your house (like a pencil, an orange, or a cup).
2. Create small paper price tags for them (e.g., Pencil = KSh 5, Orange = KSh 15).
3. Use toy money or draw some coins and notes on paper.
4. Pretend to be a shopkeeper and a customer. Buy and sell the items, and remember to calculate the total cost and give the correct change!

Challenge Question: If you buy a pencil for KSh 5 and an orange for KSh 15, and you pay with a KSh 20 coin, how much change will you get? (Hint: First add, then subtract!)

Hongera! Well Done!

You have done an amazing job today, money master! You have learned how to identify our Kenyan shillings, how to add money to buy things, and how to subtract to find your change. Keep practicing, and soon you will be a pro at handling money. Remember, being smart with money is a very important skill!

Habari Mwanafunzi Mpendwa! Let's Talk About Money!

Have you ever gone to the duka (shop) to buy a sweet, a pencil, or a mandazi? What did you use to pay? That's right, money! Money is a very exciting tool that helps us buy the things we need and want. Today, we are going to become money experts and learn all about our Kenyan Shillings and Cents. Are you ready? Let's begin!

Meet Our Kenyan Money: Coins and Notes

In Kenya, our money is called Shillings. The short way to write it is KSh. We have money in two forms: coins (sarafu) and notes (noti).

Coins are the shiny metal money. They are great for buying small things like sweets or saving in your piggy bank!

• 1 Shilling Coin: We often call it 'one bob'. It's small but very useful!
• 5 Shillings Coin: This one has a beautiful giraffe on it.
• 10 Shillings Coin: Can you feel the rough edges? This has a lion on it.
• 20 Shillings Coin: This is the biggest coin and has a mighty elephant!

  ##########      ##########      ##########      ##########
##          ##  ##          ##  ##          ##  ##          ##
#      1     #  #      5     #  #     10     #  #     20     #
#     KSh    #  #     KSh    #  #     KSh    #  #     KSh    #
##          ##  ##          ##  ##          ##  ##          ##
  ##########      ##########      ##########      ##########
  (1 Bob)         (5 Bob)         (10 Bob)        (20 Bob)

Image Suggestion: A bright and colourful cartoon illustration for children, showing the four main Kenyan coins (1, 5, 10, 20 shillings). Each coin is slightly enlarged, shiny, and features a friendly cartoon version of its animal (giraffe, lion, elephant) waving next to it.

Notes are the paper money we use for buying bigger things. They are colourful and feature some of Kenya's most famous landmarks and animals!

• 50 Shillings Note: Green in colour, showing green energy.
• 100 Shillings Note: Purple, showing agriculture like farming.
• 200 Shillings Note: Blue, showing social services like healthcare.
• 500 Shillings Note: Brown, showing our wonderful tourism and wildlife.
• 1000 Shillings Note: Also brown, showing good leadership.

Image Suggestion: An engaging flat-lay photograph of the new generation Kenyan banknotes (50, 100, 200, 500, 1000) fanned out on a wooden table. The colours should be vibrant and clear.

Time to Go Shopping! (Adding Money)

When you buy more than one item, you need to add their prices together to know the total cost. Let's try it!

Story Time: Juma goes to the school canteen. He wants to buy a yummy samosa for KSh 20 and a bottle of juice for KSh 30. How much money does Juma need to give the shopkeeper?

To find out, we need to add the two prices. Let's do the math!

Step 1: Write down the price of the samosa.
   20 Shillings

Step 2: Write the price of the juice below it.
+  30 Shillings
----------

Step 3: Add the numbers together.
   50 Shillings
----------

So, Juma needs 50 Shillings in total!

Where is My Change? (Subtracting Money)

Sometimes you might have a bigger note than the price of the item you want to buy. When you pay, the shopkeeper gives you back some money. This money is called change (or 'chenji'). To find the change, we subtract!

Story Time: Amina's mum gives her a 100 Shilling note to buy a packet of milk. The milk costs KSh 65. How much change should Amina get back?

We need to subtract the cost of the milk from the money Amina has.

Step 1: Write down the money Amina has.
   100 Shillings

Step 2: Write the price of the milk below it.
-   65 Shillings
-----------

Step 3: Subtract the numbers. You may need to borrow!
    35 Shillings
-----------

Amina will get 35 Shillings back as her change. She must count it to make sure it's correct!

Smart Choices: Needs vs. Wants

Money is limited, so we must make smart choices. We do this by understanding the difference between Needs and Wants.

• A Need is something you MUST have to live, like food, water, a place to live, and school uniform.
• A Want is something you would LIKE to have, but you can live without it, like a new toy, video games, or extra sweets.

It is always important to spend money on our needs first!

Image Suggestion: A split-panel cartoon. On the left side, labeled 'NEEDS', a happy family is eating a healthy meal of ugali and sukuma wiki. On the right side, labeled 'WANTS', a child is looking at a shiny new toy bicycle in a shop window. The style should be simple and easy for a child to understand.

Tujipime! Let's Test Ourselves!

You have learned so much! Here are a few questions to help you practice. Try to solve them in your exercise book.

1. You buy a loaf of bread for KSh 60 and a packet of margarine for KSh 90. What is the total cost?
2. Your father gives you a 200 Shilling note. You buy a storybook for KSh 150. How much is your change?
3. If one banana costs KSh 10, how many bananas can you buy with a 50 Shilling note?

Wow, You are a Money Master!

Congratulations! You have learned how to identify our Kenyan money, how to add money to buy things, how to calculate change, and how to make smart choices. Keep practicing every time you go to the duka with your parents. The more you use money, the better you will become at it. Hongera sana (well done)!

Habari Mwanafunzi Mpendwa! (Hello Dear Student!)

Karibu to our lesson today! Imagine you are going to the duka (shop) to buy your favourite snack, maybe a mandazi or a smokie pasua. What do you need to give the shopkeeper? That's right, Pesa! Today, we are going to become experts on Kenyan money. By the end of our lesson, you will be able to recognize our coins and notes, add money, and even calculate change. Wacha tuanze! (Let's begin!)

Image Suggestion: A vibrant, colourful cartoon illustration of a friendly Kenyan shopkeeper (mama mboga) at her duka, smiling at a young student in a school uniform who is buying a piece of fruit. The scene should be bright and welcoming, with shelves of common Kenyan goods in the background.

1. Tunatambua Pesa Zetu! (Recognizing Our Money)

In Kenya, our money is called the Kenyan Shilling. We write it as KSh. Money comes in two forms: coins, which we call sarafu, and notes, which we call noti.

Sarafu (Coins)

Coins are the small, round, shiny metal pieces of money. Let's look at the ones we use every day:

• KSh 1: The one shilling coin, often called "bob".
• KSh 5: The five shilling coin, which has a beautiful giraffe on one side!
• KSh 10: The ten shilling coin, with a proud lion on it.
• KSh 20: The twenty shilling coin, featuring a giant elephant.

    .-----------.
   /             \
  |   GIRAFFE     |  <--- This is our 5 Shilling coin!
  |      5        |
   \             /
    '-----------'

Noti (Banknotes)

Notes are the paper money we use for bigger amounts. They are very colourful!

• KSh 50: The fifty shilling note, which is green.
• KSh 100: The one hundred shilling note, which is purple.
• KSh 200: The two hundred shilling note, which is blue.
• KSh 500: The five hundred shilling note, which is brown.
• KSh 1000: The one thousand shilling note, our biggest note!

Image Suggestion: A clear, flat-lay photo of all the current Kenyan Shilling coins and banknotes neatly arranged on a wooden table. The lighting should be bright to show all the details and colours clearly.

2. Tufanye Ununuzi! (Let's Go Shopping!)

Now that we know our money, let's go shopping! To buy more than one thing, we need to add the prices together. Let's look at the prices at Juma's Duka:

Juma's Duka Price List

• Pencil: KSh 10
• Mandazi: KSh 5
• Orange: KSh 15
• Exercise Book: KSh 30

Let's say you want to buy a pencil and a mandazi. How much money do you need?

We need to add the cost of the pencil and the cost of the mandazi.

  Price of Pencil     KSh 10
+ Price of Mandazi    KSh  5
----------------------------
  Total Cost          KSh 15
----------------------------

Vizuri! You will need 15 shillings to buy both items. You can use a 10 shilling coin and a 5 shilling coin.

3. Kupata Chenji Yako (Getting Your Change)

Sometimes, you might not have the exact amount of money. You might give the shopkeeper a bigger coin or note. The money the shopkeeper gives you back is called change, or chenji.

To find the change, we subtract.

Amina goes to the shop to buy an exercise book. The book costs KSh 30. Amina gives the shopkeeper a KSh 50 note. How much change should she get back?

We take the money Amina gave and subtract the cost of the book.

  Money Amina Gave      KSh 50
- Cost of the Book      KSh 30
------------------------------
  Change                KSh 20
------------------------------

The shopkeeper will give Amina back a 20 shilling coin. Sawa?

4. Zoezi Time! (Practice Time!)

Let's see if you are a money master! Try to solve these problems. Use the price list from Juma's Duka.

• Swali 1: You buy an orange (KSh 15) and a pencil (KSh 10). What is the total cost?
• Swali 2: You want to buy an exercise book that costs KSh 30. You give the shopkeeper two 20 shilling coins (that's KSh 40). How much change will you get?
• Swali 3: Can you buy a pencil, a mandazi, and an orange with a KSh 50 note? Will you get any change?

Try your best! You can write down the sums just like we did in the examples above.

Umefanya Vizuri Sana! (You Have Done Very Well!)

Hongera! Congratulations! Today you have learned how to:

• Recognize Kenyan coins (sarafu) and notes (noti).
• Add money together to find the total cost of items.
• Subtract to find the change (chenji) you should get back.

Money is a big part of our lives, and now you know how to use it for simple mathematics. Next time you go to the duka with a grown-up, try to spot the different coins and notes! Keep practicing and you will become even better!